Which prepaid credit card is cheap

Which prepaid credit card is cheap is a question that is not that easy to answer because the card has a lot of variables. Nevertheless, I will highlight a cheap card and describe the annual costs.

Not only the variable costs, but also the costs for daily use. The prepaid credit card is also a great way to arm yourself against scams on the internet, or unexpected ‘debits’ on your vacation.

Which prepaid credit card is cheap

Which prepaid credit card is cheap

In this article I focus on the prepaid credit card from Mastercard. This is not offered by a third party who must also earn money from it. This card comes directly from Mastercard itself.

This also gives a bit of confidence, because this global organization has its affairs in order. There is also a 24-hour help desk where you can go directly with your story in case of fraud or loss. This card also has favorable conditions compared to other providers.

Compare the prepaid credit card

Compare the prepaid credit card

I will not bore you with endless overviews of differences from dozens of cards. But for the sake of clarity I will focus on the comparison on a map of a German provider.

As you can see in the table above, the prepaid credit card from Mastercard looks a lot better than the others. The large number of complaints on the internet in particular suggests that it is not entirely clear to the consumer what exactly has to be paid. The many complaints also show that communicating with the company is very difficult.

Why would you order a ticket

Why would you order a ticket

There are a number of advantages with the card compared to your regular debit card or credit card. If you sometimes order something online, you never know where your card details will end up. Digital stores are also regularly hacked with the aim of stealing data. With this information, criminals can then order items in your name.

Save encrypted data

By the way, customer data must be stored encrypted, but whether this always happens is not entirely clear. With a prepaid credit card you determine how much is on the card and you can never take it off again. So, just to speak, you can only have a few euros on the card and, for an online purchase, put exactly that amount on it that you need to pay.

Use the card abroad

Use the card abroad

When you are on holiday abroad, you will soon have to use a card to pay for everything. You do not have to travel with cash on the street and it is also easy to just put a card loose in your pocket.

However, you do not know exactly what will happen to your date here either. In 99% of the cases it goes well, but you would only just belong to the one percent where things go wrong. In case of fraud you can immediately report this to the Mastercard help desk and you will be helped immediately.

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